Or words to that effect - often emotive ones.
Unfortunately these are misleading measures.
And as the number of established dwellings in Australia ticks past 9.5 million, then so too will the ratio of new investment properties purchased to established dwellings decline.
Let's take a look in four short parts.
Over the last three months of data more than $87 billion of loans have been written, which is easily the greatest quarterly value of housing finance we have ever seen in Australia.
Naturally, therefore, the "Housing Finance Falls!" headlines almost wrote themselves.
A glance at the data reveals that monthly housing finance has only breached $29 billion three times in history - and those three occasions were the last three months of data.
The rolling annual data, of course, continues to smash new heights by the month, and while that trend continues, expect dwelling prices to rise.
Owner-occupier dwelling commitments are more mixed - refinancing ($5.5 billion) has soared by more than 18 percent but new owner-occupier loans ($11.8 billion) have softened.
Part 2 - State by State
Well, not many of them!
Our chart packs for Melbourne, Adelaide and Perth suggest relatively speaking flatter markets, while Darwin and Canberra now appear to be particularly fragile.
Part 3 - Who is buying new?
Not a chance.
The strongest years for new dwelling commitments were 1976 and 1977, but even then rolling annual new dwelling commitments never breached 42,000.
The value of new dwellings purchased surged nicely from 2012 forth, but now looks to have peaked.
Part 4 - Renovations
"Alterations and additions" remain strong in New South Wales, but elsewhere...meh.
Not much of a contribution to GDP growth to be found in this chart!
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